Mortgage broker resource

Just saw a little nugget about the Upfront Mortgage Brokers Association. They market themselves as a mortgage brokers group dedicated to protecting the public from brokers who charge exorbitant fees and engage in bait-and-switch tactics.

The most dangerous line I constantly hear from brokers, "Oh, don't worry about the terms in a few years, you'll refinance before that time." It's a slam dunk (yeah right).