50 year mortgage anyone??

With borrowing costs rising and home prices near records, lenders need new ways to keep the public buying. The latest tool is the supersize loan term, which reduces payments but is more expensive in the long run.

While 40-year mortgages have been around for some time, 50-year loans were introduced this year in California. It seems these are partially in response to regulators increasing crack-down on the various interest only and option type loans.

A 50-year loan might be the only way I could afford my dream house in San Francisco.