Hire an inspector when buying home

Good reminder article from the January 29, 2006 Chicago Tribune Real Estate section regarding tips on using a home inspector when purchasing real estate.

These were some ideas of mine and the article:

1. Experience. A qualified inspector should have at least 5 years of experience and should conduct 150+ inspectitions per year.

2. Certification. I am familiar with three national associations: National Association of Certified Home Inspectors, National Association of Home Inspectors, and American Society of Home Inspectors. This is where you should find your inspector...not a referral from someone with an incentive to get the deal closed.

3. Insurance. Does he/she have it and how much?

4. Written Agreement. You want to know in writing what the inspection covers.

5. Observation. Good inspectors and thorough home buyers ARE present at their inspection.